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FILING CHAPTER 7 PERSONAL BANKRUPTCY IN FLORIDA

Chapter 7 Bankruptcy offers individuals a solution to their growing, unmanageable debts. While filing for Chapter 7 Bankruptcy in Florida is not the best option for everyone, there are thousands of people who have found a new financial life and a “Fresh Start” with the help of Florida Chapter 7 Bankruptcy Attorney, Randall Hiepe.

KNOW YOUR EXEMPTIONS

Florida law has many asset exemptions that allow a person who files bankruptcy to retain those assets that are exempt. Only an experienced bankruptcy attorney can provide you guidance in determining what is or is not exempt and how your assets may be protected from claims of creditors.

UNDERSTANDING THE MEANS TEST

The “Means Test” is a way to determine who can qualify as a “Debtor” (a person who files a bankruptcy) in a Chapter 7 Case. Hiepe Law can help you understand the “Means Test” calculation and determine your eligibility.

DISCUSS YOUR OPTIONS

Filing Chapter 7 bankruptcy won’t be helpful for everyone. In some cases, alternative debt relief solutions will be more effective in providing eventual freedom from debt.

PLAN AHEAD

Once Hiepe Law has helped you determine that filing Chapter 7 Bankruptcy is the right path for you to follow, they will discuss its benefits and set forth a plan of action.

FILING CHAPTER 7 BUSINESS BANKRUPTCY IN FLORIDA

Individuals with personal debts are not the only ones who can file a Chapter 7 bankruptcy case. If your limited liability company (LLC) or corporation is going out of business or is in danger of financial collapse, filing a Chapter 7 bankruptcy in Florida can offer solutions for a smooth and manageable liquidation of business assets while eliminating the businesses’ obligation for their business debts.

Understand The Details

Florida bankruptcy attorney, Randall Hiepe, can walk you carefully through the process of filing a Chapter 7 case, keeping you informed each step of the way.

WHO IS LIABLE?

Business owners may have personally guaranteed the business debts. This is not always the case. After review of the applicable documentation, Hiepe Law can assist in determining personal liability for business debts.

FIND ANSWERS TO YOUR QUESTIONS

Filing a Chapter 7 bankruptcy can be a complex process, but Randall Hiepe will patiently and thoroughly address any questions or concerns you may have during the entire process.

DID YOU KNOW

While filing Chapter 7 bankruptcy will result in the discharge of most, if not all, of your debts, there are some types of debt that cannot currently be discharged — student loans, for example. Additionally, you, as the debtor, are required to abide by the Bankruptcy Code and the Bankruptcy Rules of Court for a Chapter 7 discharge to be granted. If you fail to provide information or abide by the rules, it is possible that your discharge could be denied. If a person files false paperwork with the Bankruptcy Court or misrepresents under oath in Court, potential serious civil and criminal ramifications may occur with the Office of the United States Trustee and the United States Department of Justice. This is another reason why it is critical when filing a bankruptcy case, to proceed with an experienced consumer bankruptcy attorney like Randall Hiepe

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“Mr. Hiepe was invaluable in helping me with my bankruptcy woes. He is infinitely knowledgeable in navigating what needs to be done .. and when .. during the filing of a bankruptcy. He is also a very compassionate man ... something you don't often find in the legal field. Not that you would ever call bankruptcy a "pleasure", but Mr. Hiepe almost makes it a pleasure. He is wonderful, and I would wholeheartedly recommend him to ANYONE who needs help with their financial troubles.”

~Johnny

(Prospective Clients may or may not obtain the same or similar results.)

NEED MORE INFORMATION

BANKRUPTCY VS. CREDIT COUNSELING/DEBT MANAGEMENT

Is bankruptcy a better way to handle my unwanted debts than utilizing a credit counseling agency or debt management company? Keep reading.

THEY CAN’T PUT ME IN JAIL IN FLORIDA FOR OWING A DEBT CAN THEY?

Answer – No, but.. keep reading what section 1 of the 13th Amendment to the US Constitution states. Keep reading.

MAY A CHAPTER 7 OR CHAPTER 13 BANKRUPTCY HELP ME GET A DATE OR A MATE?

There are reasons other than irresponsibility why people get into debt. These reasons can be a loss of employment, injury, medical bills, divorce and beyond. Keep reading.

WE ARE HERE TO HELP YOU

No matter how you are struggling financially, Randy Hiepe is ready and waiting to learn your story and assist you in a way that will be most beneficial for you. We limit our practice to bankruptcy and debt resolution, but most importantly, we understand that your attorney should be an advocate. Our genuine and compassionate desire to assist you will be evident in the way we communicate with our clients in a respectful and competent manner.

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TELL US WHAT HAPPENED

Contact us today so that we can help. Randy Hiepe and his professional staff at Hiepe Law are eager to listen to your concerns and learn your story. We promise to give you the attention that you deserve and develop personalized solutions that will be the most effective – all we need is your name and contact information. We look forward to discussing particulars and helping you achieve a bright financial future. There’s no need to struggle and suffer beneath mountains of debt when we are available. Contact us now.