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Federal Student Loan Changes coming?


The U.S. Government has historically fought to disallow any efforts to discharge federal student loans in bankruptcy. 

MAY A PERSON FILE A BANKRUPTCY AFTER HAVING PREVIOUSLY RECEIVED A CHAPTER 7 DISCHARGE?


A person may file what is known as a “Chapter 13” bankruptcy to obtain bankruptcy relief.

WHEN I FILE FOR BANKRUPTCY CAN I KEEP THE PROCEEDS OF ANY POTENTIAL PERSONAL INJURY CLAIM/CASE I MAY HAVE?


In a Chapter 7 bankruptcy case, the Debtor (the one filing bankruptcy) is allowed to keep any assets that are legally exempt from the claims of creditors. 

WILL A CHAPTER 7 TRUSTEE REQUIRE AN APPRAISAL OF A DEBTOR’S PERSONAL PROPERTY?


When will a Chapter 7 Trustee require an appraisal of personal property?

They Can’t Put Me In Jail in Florida for Owing A Debt Can They?


The Debtor is not being jailed for owing a debt; the Debtor is being jailed for failing to comply with a Judge’s Order (Contempt of Court). 

BANKRUPTCY VS. CREDIT COUNSELING/DEBT MANAGEMENT


Is bankruptcy a better way to handle my unwanted debts than utilizing a credit counseling agency or debt management company?

MAY A CHAPTER 7 OR CHAPTER 13 BANKRUPTCY HELP ME GET A DATE OR A MATE?


A recent study by Bankrate.com reflects that forty-two (42%) of Americans surveyed indicate that being aware of someone’s credit score might be a deciding factor when dating.